is a program designed specifically for dental professionals who are unable to obtain professional liability insurance through a standard lines carrier.

Available Limits

·         Limits vary from $100,000 per claim $300,000 aggregate to $1 Million per claim $3 Million aggregate

·         Minimum per claim deductible not required

Coverage Offered

·         No cap on number of dentists within a group

·         World-wide coverage

·         Claims-made coverage

·         No consent to settle

·         Expense within the limits of liability

·         Corporate/entity coverage only to the extent of named insured's liability and on a shared limit basis

·         Twelve-month extended reporting period (ERP) option

·         No flat cancellation and 25% minimum earned premium

Submission Requirements

·         Fully complete, signed and dated application.

·         Other carrier's applications acceptable for premium indication. CNA application is required if indication is accepted. The application must be received prior to binding.

·         A copy of applicant's current business letterhead: If not available, a letter of explanation is required. A copy of a billing statement or voided prescription sheet is acceptable.

·         Complete claim data (past 10 years), including those claims that are closed without payment, pending or paid.

·         The Supplemental Claim Information Form must be completed for each claim or incident which has occurred.

·         Copy of applicant's current declaration page.

·         Board transcripts must accompany any submission where the dentist has been the subject of a board inquiry. Compliance with any board stipulations must also be submitted. Indications will not be provided without this information.

·         Applicants with any impairments must submit a treating physician statement. Premium indication will not be provided without a statement. This statement must be updated each year at renewal.

·         License Verification - All applicants must have their license checked annually for board actions and active status. License action can be obtained via Internet or telephone call to the board.

·         Evidence of Insurance for all dentists who the applicant shares space with, all non-CNA insured independent contractors and/or employee dentists. Certificates showing policies, which have expired, are not acceptable.

·         Oral Surgeons Questionnaire (must be completed by all oral surgeon applicants).

·         Insurance History - Any applicant who indicates he has practiced without insurance, had professional liability insurance refused, cancelled or non-renewed, must provide details including the dates and reason.

For questions or assistance please contact us at info@dentistsinsure.com or by phone at 888-336-3831.